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February 07, 2025
Business Loan Benefits and Definitions
As a small business owner, you’ll likely face a time when you need access to additional funding. Unexpected opportunities, growing your business, or replacing vital technology all require financial resources. While you need to cover these expenses, you also want to ensure your business has enough cash flow to continue operations.
February 03, 2025
Regular HELOC vs. HELOC Fixed-Rate Loan Option (FRLO): Which Is Right for You?
If you're considering tapping into your home’s equity, a Home Equity Line of Credit (HELOC) is a flexible and popular financing option. However, understanding the difference between a regular HELOC and a HELOC Fixed-Rate Loan Option (FRLO) is key to making the best choice for your financial goals.
January 31, 2025
Sources of small business start-up funding
Once you have determined how much funding you will require to start your business, decide how you will raise the capital. Choosing the right source depends on what you intend to use the money for, how much you need, what the alternatives are, and matching the source of the funds for the use. To help navigate how to raise money to start your business, consider these six steps.
January 27, 2025
Understanding Fixed-Rate Loan Options (FRLO): A Smart Way to Manage Your HELOC
Navigating your financial journey often involves making important choices that shape your future. One of these decisions is selecting the right loan options to suit your needs.
January 27, 2025
Protect Yourself from Grant and Sweepstakes Scams: What You Need to Know
Winning a grant or sweepstakes sounds like a dream come true – until you realize it’s actually a scam designed to steal your money and personal information. These scams follow a predictable pattern, but the results are always the same: you lose money, time, and peace of mind.
January 27, 2025
How to Refresh Your Budget for the New Year: 4 Simple Steps to Get Back on Track
The start of a new year is the perfect time to hit reset on your finances. Whether you’re looking to save more, pay down debt, or simply spend smarter, refreshing your budget can set you up for success.