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Recognizing Tax Scams and Fraud: What to Watch Out For

Tax season is a prime time for scammers looking to steal personal and financial information. Fraudsters often pose as the IRS or other official entities, using fear and deception to trick people into handing over their money. Knowing the warning signs can help protect you from falling victim to tax fraud.

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Your safety is our priority: Essential tips to recognize and prevent spoofing attacks

At Central Pacific Bank, safeguarding your assets and personal information is a top priority. Recently, we've received reports of suspicious phone calls, claiming to be from CPB, asking for customers' personal information or online banking login details.

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Cash survival strategies

Cash is the lifeblood of your business. It enables you to pay the bills and keeps your business operational. While you always need cash reserves on hand for emergencies, if your business is in an expansion phase you may need additional cash reserves to cover your costs.

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5 ways to utilize a Business Line of Credit

A business line of credit (BLOC) is a business loan that allows the borrower to access funds up to a predetermined amount as needed. This loan offers various types of repayment plans available to pay back the borrowed money, along with interest charges.

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How to Maximize the Benefits of a HELOC Fixed-Rate Loan Option (FRLO)

A Home Equity Line of Credit (HELOC) Fixed-Rate Loan Option (FRLO) can be a game-changer for managing your finances. By locking in a fixed interest rate on part or all of your HELOC balance, you can enjoy predictable monthly payments and protect yourself from rising interest rates. Here’s how to make the most of this powerful financial tool.

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How to Spot and Avoid Charity Scams

In times of crisis, our communities come together to support those in need. Whether it's the recent wildfires in California or the devastating Maui wildfires, people across the country have shown their generosity by donating to relief efforts.

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